Test drive your Car Insurance. With three months free.

MINI Flex Car Insurance gives you the exceptional experience of driving your MINI with our fully comprehensive monthly cover. What’s more, for a limited time, the first three months are free. You will also enjoy the following core benefits, meaning you can get into the driving seat and on the road with peace of mind.
Three months free.
For a limited time, when you buy a brand new MINI from a MINI retailer in the UK, the first three months cover are free for eligible customers.
100% Peace of mind.
MINI Flex Car Insurance is fully comprehensive cover designed for your MINI. Defaqto 5 Star rated, it provides one of the highest quality offerings in the market.
A simple monthly subscription.
Subscriptions as you know and love. Pay monthly without a tie-in, up-front deposits or interest charges.
Cancel anytime.
MINI Flex is our take on truly modern car insurance and we would like you to try it. Cancel anytime – no minimum period, no fees, no penalties.
At your fingertips.
Set up and manage your policy anytime, anywhere. Changing your details, drivers and add-ons are just a few taps and take effect immediately.
Understand why.
See what’s behind the scenes and understand the things that affect your premium with your unique WriskScore™.
Key benefits.
  • Guaranteed option of MINI Approved Bodyshop repair in the UK
  • Use of a courtesy car whilst your car is being repaired
  • Uninsured driver promise – protecting your No Claims Bonus and policy excess if an accident was the fault of an uninsured driver
  • Roof box cover up to £750
  • 24 hour UK recovery in the event of an accident
  • Replacement child car seats in the event of an accident
  • Sole glass replacement or repair will not affect your No Claims Bonus
  • Enjoy 90 days’ full policy cover in a 12-month period when you visit the EU
  • Up to £1,000 cover for replacement vehicle keys and locks
  • Cover for personal accidents involving the car up to £20,000 per person and medical expenses related to a car accident up to £500
  • Car contents and personal belongings cover up to £1,000
Key Exclusions.
  • You must be aged between 21 and 85 years old
  • Minimum driver age of 30 years old for MINI John Cooper Works (JCW) Countryman and Clubman Models (306hp), and 25 years old for MINI JCW 3-door Hatch and Convertible models or Cooper S Works models
  • Have held a full UK/EU licence for at least one year
  • Offer is available for new MINIs registered and collected from a MINI Retailer in the UK and activated within 30 days of collection
  • Offer is available for vehicles registered and collected between 1 Dec 2019 and 30 September 2020
  • UK residents only
  • Have had no more than three at-fault claims in the past five years
  • Have a maximum of three minor driving convictions in the past five years and no major convictions
  • Other terms, conditions, exclusions and excesses apply
Powered by
Terms, conditions and exclusions apply. MINI Car Insurance is managed and administered by Wrisk Transfer Limited, registered in England and Wales with company number 10657213 and its registered office is at 25 Moorgate, London, EC2R 6AY. Wrisk Transfer Limited is authorised and regulated by the Financial Conduct Authority (FCA) - reference number 788062. The FCA’s register can be checked for details of their permissions, history and contact details.
MINI Insurance Solutions is a trading name of BMW Financial Services (GB) Limited, registered office: Summit ONE, Summit Avenue, Farnborough, Hampshire, GU14 0FB and Wrisk Transfer Limited are not part of the same corporate group.
The three months of free cover is valid for new retail MINIs purchased from an approved MINI Centre in the UK, for MINIs registered by 30 September 2020.