Welcome to MINI Flex Car insurance.

When you truly love your MINI you want to protect it in the best way. MINI Flex Car Insurance is a fully comprehensive monthly insurance policy designed for your new or used MINI. It’s not just any insurance policy but an investment in maintaining your MINI beyond the drive.
Due to the impact of COVID-19 (coronavirus), we have temporarily reduced our customer support hours to 9–5pm Monday to Friday. Remember, you are able to make changes to your policy at any time, and we never charge you fees to do so. Making some changes that reflect your current circumstances can help to reduce your premium.

How to contact us.
Fully comprehensive Defaqto 5 Star policy.
Guaranteed repairs, always by MINI.
Make changes anytime, no fees or charges.
Manage everything with a few taps.
Simple monthly plan, cancel anytime.
Understand what impacts your price.
Key Benefits.
  • Guaranteed option of MINI Approved Bodyshop repair in the UK
  • Use of a courtesy car whilst your car is being repaired
  • Uninsured driver promise – protecting your No Claims Bonus and policy excess if an accident was the fault of an uninsured driver
  • Roof box cover up to £750
  • 24 hour UK recovery in the event of an accident
  • Replacement child car seats in the event of an accident
  • Sole glass replacement or repair will not affect your No Claims Bonus
  • Enjoy 90 days’ full policy cover in a 12-month period when you visit the EU
  • Up to £1,000 cover for replacement vehicle keys and locks
  • Cover for personal accidents involving the car up to £20,000 per person and medical expenses related to a car accident up to £500
  • Car contents and personal belongings cover up to £1,000
Key Exclusions.
  • You must be aged between 17 and 85 years old
  • Minimum driver age of 30 years old for MINI John Cooper Works (JCW) Countryman and Clubman Models (306hp), and 25 years old for MINI JCW 3-door Hatch and Convertible models or Cooper S Works models
  • UK residents only
  • Have had no more than three at-fault claims in the past five years
  • Some high performance and higher value vehicles may require a Thatcham approved tracking device
  • Must hold a UK/EU driving licence
  • Other terms, conditions, exclusions and excesses apply

Current Offers.

mini flex hero thumbnail
Three months free. For new MINIs.
For a limited time, when you buy a brand new MINI from a MINI retailer in the UK, the first three months cover are free.
Read more
Powered by
Terms, conditions and exclusions apply. MINI Car Insurance is managed and administered by Wrisk Transfer Limited, registered in England and Wales with company number 10657213 and its registered office is at 25 Moorgate, London, EC2R 6AY. Wrisk Transfer Limited is authorised and regulated by the Financial Conduct Authority (FCA) - reference number 788062. The FCA’s register can be checked for details of their permissions, history and contact details.
MINI Insurance Solutions is a trading name of BMW Financial Services (GB) Limited, registered office: Summit ONE, Summit Avenue, Farnborough, Hampshire, GU14 0FB and Wrisk Transfer Limited are not part of the same corporate group.