ONE YEAR FREE CAR INSURANCE FOR YOUR ALL‑ELECTRIC MINI.
For a limited time, when you buy an all‑electric MINI, you can enjoy your first 12 months of cover for free – with MINI Flex Car Insurance. Insurance offer valid on all‑electric MINI family models only, ordered between 1 October 2025 and 5 January 2026 and registered by 31 March 2026. For drivers aged 25 – 80. Offer only applicable to all‑electric MINI family models. Terms, conditions and further eligibility apply.*
Offer details.
- 12 months comprehensive MINI Flex Car Insurance for free – we will contact you prior to the end of the offer period to confirm your premium so you can continue to benefit from MINI Flex Car Insurance after the offer period has finished.
- Available for eligible customers ordering all‑electric MINI family models including MINI John Cooper Works, between 1 October 2025 and 5 January 2026 and registered by 31 March 2026.
- Offer only applicable to all‑electric MINI family models, including MINI John Cooper Works.
- Offer available from a participating MINI Retailer.
- No Claims Bonus can be earned during the 12 month offer period (subject to no claims).
- This offer does not apply to optional extra covers. Opportunity to purchase optional extra covers may be provided.
- Payment details must be provided to activate the 12-month free offer.
- Policy must be activated online within 1 month of vehicle collection and no later than 31 March 2026.
- Offer is not refundable and cannot be used in conjunction with another MINI Car Insurance promotion.
- This offer is only available subject to you meeting the eligibility criteria. The offer will no longer apply if you make changes during the offer period and as a result, no longer meet all eligibility criteria.
- The offer applies to the first registered keeper only and is not transferable to another vehicle.
- Premium contribution is offered by MINI UK a trading style of BMW (UK) Limited.
- No monetary alternative will be offered.
- We reserve the right to amend or withdraw the 12-month free offer at any time provided that no such amendment or withdrawal will affect your rights in relation to vehicles already purchased at the time the amendments or withdrawal comes into effect.
- All drivers must be aged 25 – 80 (Minimum driver age of 30 years old for MINI Countryman SE Models over 300bhp).
- Retail customers only - the policy must be taken out in an individual’s name (not a company/business).
- Terms and conditions and further eligibility apply.
Core policy benefits.
Treat your MINI right.
Repairs guaranteed for 5 years, performed by qualified MINI technicians with MINI parts – keeping your MINI in the best condition.
MINI network courtesy car.
Courtesy car included as standard even if your vehicle is stolen and not recovered or beyond economical repair.
Fully Flex.
There’s no tie-in, no up-front deposits and no interest charges. You can cancel or make changes any time – this is a simple monthly subscription that works for life today.
Comprehensive cover.
We offer one of the highest levels of protection in the market with uninsured driver cover, UK accident recovery and many more included as standard.
Easy access.
Set up and manage your policy anytime, anywhere. It takes only a few taps and changes apply immediately – no waiting for paperwork or estimates or call centres.
No hidden fees.
Make changes, renew, cancel all without charges and your price is guaranteed for 12 months – unless you need to make a change of course.
Battery cover.
Your battery is covered against accidental damage, fire and theft - even if you’re leasing it.
Charging cables and box.
Your charging cables and wall boxes are covered for accidental damage, fire and theft, too.
Trip hazard.
You are covered should someone trip over the charging cable whilst charging at home.
Key benefits.
- Guaranteed option of MINI Approved Bodyshop repair in the UK.
- Use of a courtesy car whilst your car is being repaired.
- Uninsured driver promise – protecting your No Claims Bonus and policy excess if an accident was the fault of an uninsured driver.
- Roof box cover up to £750.
- 24-hour UK recovery in the event of an accident.
- Replacement child car seats in the event of an accident.
- Sole glass replacement or repair will not affect your No Claims Bonus.
- Enjoy 90 days’ full policy cover in a 12-month period when you visit the EU.
- Up to £1,000 cover for replacement vehicle keys and locks.
- Cover for personal accidents involving the car up to £20,000 per person (up to a maximum of £60,000) and medical expenses related to a car accident up to £500.
- Car contents and personal belongings cover up to £1,000.
OPTIONAL EXTRA COVER.
No Claims Bonus Protection.
Allows you to make one claim in a 12-month period without reducing your No Claims Bonus.
Legal Expenses Cover.
Covers you for legal costs up to £100,000 when you’re in a road traffic accident that wasn’t your fault.
Excess Assist.
Allows you to claim back your excess (compulsory and voluntary) following an accident, fire, theft or vandalism and you were at fault.
Frequently asked questions.
What is the offer?
12 months free MINI Flex Car Insurance - a fully comprehensive monthly subscription policy designed for your MINI to give you total peace of mind, and total flexibility. Trusted by MINI drivers, it provides one of the highest quality offerings in the market.
Who can benefit from the offer?
The offer is available to eligible customers aged 25 – 80 (minimum driver age of 30 years old for MINI Countryman SE Models over 300bhp.) ordering a new all‑electric MINI between 1 October 2025 and 5 January 2026 and registered by 31 March 2026, from a participating MINI Retailer. Offer is available on all‑electric MINI family models only, including MINI John Cooper Works.
Can I benefit from MINI 5 Day Driveaway Car Insurance as well as the 12-month offer?
No, the 12-month offer is not to be used in conjunction with any other offer.
What if I’m not eligible?
Unfortunately you won’t be able to benefit from the offer.
If I meet the eligibility listed, will I definitely be able to get the offer?
No, the eligibility details listed are the main areas and the majority of customers that meet those will be able to benefit, however, there may be other factors not listed that would mean the offer or cover cannot be provided.
How will I know if I’m definitely eligible?
When you activate your cover you will be asked to provide information, including details about you and your MINI - if you are eligible, the 12-month free promotion will be presented automatically and upon your activation of the offer, the premium will reduce to £0.
When should I activate my offer?
You should activate your cover before collecting your new MINI, once your Retailer has confirmed the collection date and you have the registration number.
What if my car delivery is delayed?
You should only activate your cover once the Retailer has confirmed the delivery date and registration number. If the delivery date of your MINI is delayed, don't worry, the offer will still be available, as long as you ordered your MINI between 1 October 2025 and 5 January 2026, registered it by 31 March 2026 and providing you activate cover no later than 31 March 2026.
How do I activate the offer?
You can activate your cover online using the specific promotional website address supplied to you by your Retailer.
What do I need to activate the offer?
Your Retailer will provide you with the information you will need including the vehicle registration number, the confirmed vehicle collection date, the Retailer Number and your Order Number.
Is Legal Expenses cover, No Claims Bonus Protection or Excess Assist be included in the offer?
No, but if applicable, Legal Expenses cover, No Claims Bonus Protection and Excess Assist cover can be added and paid for alongside the 12-month free offer.
Why do you collect payment details when activating the offer?
Payment details are collected to enable you to add optional extra covers such as Legal Expenses cover, No Claims Bonus Protection and Excess Assist cover any time in the 12-month offer period and so that you can continue to benefit from MINI Flex Car Insurance at the end of the offer period, if you choose to.
What happens if I need to change something during the 12-month offer period?
With MINI Flex Car Insurance you can manage your policy online 24/7 including updating your details and adding or removing cover.
What if I change something during the 12-month offer period and am no longer eligible for the offer?
Unfortunately, if you make a change to your policy and as a result no longer meet the eligibility criteria for the 12-month offer you will not be able to continue to benefit from the free cover. This will be clearly detailed to you at the time. At this point you will move to paying for your insurance monthly.
Am I entitled to any money or premium if I make a change and am no longer eligible for the offer?
Unfortunately no.
What if I have an accident?
You should report the claim using the details within the policy wording provided when you activate your cover.
Will I be able to earn a year’s No Claims Bonus during the offer period?
Yes, you can earn No Claims Bonus during the 12-month offer period.
What if I sell my car, can I transfer the offer to another vehicle?
No, the offer is not transferable to another vehicle - if you sell your car, you can update your account online and your cover on that vehicle will stop.
What happens at the end of the 12 months?
We will contact you prior to the end of the offer period to confirm your premium so you can continue to benefit from MINI Flex Car Insurance after the offer period has finished. You are under no obligation to continue your cover after the offer period has ended, and can cancel at any time with no cancellation charges.
Check key eligibility.
Drivers.
- Aged 25 – 80. (Minimum driver age of 30 years old for MINI Countryman SE Models over 300bhp.)
- Up to four additional drivers (spouse, partner, family member)
- Permanent UK resident.
- Have a full/provisional UK or full EU licence.
- Have a maximum of three minor driving convictions in the past five years and no major convictions.
- Have had no more than three at-fault claims in the past five years.
- You or your spouse, partner or civil partner (not business partner) will be the main driver.
- The main driver must be the first registered keeper of the car.
- Policy must be taken out in an individual’s name (not a company/business)
- Not had insurance cancelled or refused by an insurer.
- Not previously banned from driving.
- The main driver must be able to pass an identity check at their address.
Vehicle and usage.
- All‑electric MINI family models including MINI John Cooper Works ordered between 1 October 2025 and 5 January 2026 and registered by 31 March 2026
- All‑electric MINI family models including MINI John Cooper Works only.
- MINI will be registered at your home address.
- Owned and registered by you, your spouse, partner or civil partner (not business partner), by your parent, guardian, grandparent or a leasing company (where you have a contract to insure the vehicle).
- Social, Domestic and Pleasure (SDP).
- Social, Domestic, Pleasure and Commuting (SDP&C).
- SDP&C including Business Use (Class 1).
- Your MINI is not used for Hire & Reward.
Check key exclusions.
- Offer available on all-electric MINI family models including MINI John Cooper Works
- Cover provided for driving other cars if the policyholder is between the age of 25 – 80
- Theft or attempted theft of your car if your car is unoccupied at the time of theft, unless your car is locked and the ignition key or other removable ignition device was not in, on, or left unattended in the immediate proximity of the car
- Loss or damage to non- standard audio / visual and other non-standard in-car entertainment
- No Claims Bonus (NCB) Protection is only available if you have earned at least 4 years NCB at inception of the policy
- Uninsured driver promise will only apply once we prove the accident was not your fault and you provide details of the uninsured driver if possible
How to activate your cover.
You should activate your cover at least 48 hours before collecting your new MINI. Your MINI Retailer will provide you with the following information:
- Vehicle registration number
- Confirmed MINI vehicle collection date
- Your unique Order Number
- MINI Retailer Number (please ask your MINI Retailer for this if it has not been provided)
Once you have these details, you can activate your cover online and subject to eligibility we will set up your 12 months free insurance. This offer may be changed or removed at any point.
ACTIVATE COVER* Offer valid for all-electric MINI family models including MINI John Cooper Works ordered from 1 October 2025 to 5 January 2026 and registered by 31 March 2026. There is a minimum driver age of 30 years old for MINI Countryman SE Models over 300bhp